Terms · Plain-English summary

The deal, in plain English.

This page is the summary every office reads before signing. The signed service agreement and business associate agreement (BAA) are the binding versions. Last updated October 3, 2026.

Our pledge: we never work for insurers

  1. We don't sell to dental or health insurers, or to companies acting for them.
  2. We don't take investment from insurers.
  3. We never sell or share your office's data with insurers.
  4. We publish how much we recover for offices, combined and anonymous, every quarter.

Your data is yours

  • Your office owns its data. You can export it at any time, and we delete it when you leave, except what the law requires us to keep.
  • We use your data to do the work for your office: find, fix and track claims.
  • Real patient data is handled only after we both sign a BAA. See Security.

Anonymous benchmarks, only if you say yes

With your written consent, we combine de-identified payment facts (insurer, procedure code, region, amounts, dates) across offices to show how insurers pay. No patient, office or dentist is ever named. A figure is shown only when it combines at least five offices. You can withdraw consent at any time.

A person approves everything

Owedex drafts appeals, corrected claims and letters. Nothing goes to an insurer or a patient until someone at your office approves it.

Pricing

  • Founding offices: a 30-day pilot where you pay 25% of what Owedex actually recovers, then $199 a month for life. See Pricing.
  • “Recovered” means money that reaches your bank account from a claim Owedex worked.
  • Cancel any time; no long contracts.

What we don't promise

  • The free check and any dollar estimate are directional. Insurers decide claims; we can't guarantee any recovery.
  • Owedex is software and billing help, not legal advice. Insurer rules and filing limits vary; we label defaults “verify”.
  • You stay responsible for the accuracy of your claims and clinical records.

Questions: hello@owedex.com · Owedex, Austin, Texas